Low scores will have you at high risk and huge interest % even on loans or not even able to get a job or higher premiums for homeowners insurance.
SO heres a quick way to get a score in 700's to 800's.
Borrow $1000 from family or anywhere You can if not able to borrow it save up till you have it.
GO open a NEW bank account savings.
after funds are cleared and all go back to bank and ask for a loan and have them use your $1000 cash as collateral.
NOW do this again at a 2nd bank ........ Now use that money to pay off both loans or pay back who you borrowed from. Then pay off both loans in a years time or less.
The top 3 bureaus Equifax Experian and Trans union will zoom your credit rating into highest ever.
There are other ways to do this but this is fastest
and easiest.
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